Joint vs single life insurance for couples
Joint versus single life insurance for couples: one payout or two, the cost difference, flexibility, what happens if you separate, and which tends to suit couples best.
Over-50s life insurance and guaranteed-acceptance plans
Over-50s life insurance and guaranteed-acceptance plans explained: how they work, the qualifying period, why you can pay in more than the payout, and the alternatives.
Income protection insurance explained
Income protection insurance explained: how it replaces part of your income if you cannot work, the deferred period, short versus long-term cover, and who should consider it.